9 Steps To Buy A Home

Dated: 08/31/2013

Views: 4629

Buying a Home   Thinking about buying a home? We have information that can help! Got questions? Talk to Trina Bledsoe for more information! 937-369-5332  
1.Figure out how much you can afford. What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.
2. Know your rights
3. Shop for a loan It is very important to have a pre-approval letter prior to making an offer on a home. Sellers need verification that you can purchase their home. Many lenders can do this quickly for a pre-qualification, but a pre-approval requires documents to be reviewed. What this will do is give you an advantage over non approved buyers.
4. Learn about home buying programs There are many great programs available today that provide down payment assistance for certain buyers! Call me to discuss or read my blog regarding some of these programs. Down Payment Assistance Programs  
5. Shop for a home
 
6. Make an offer
 
7. Get a home inspection
 
8. Shop for homeowners insurance
 
9. Sign papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign.  
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David Cooper

Real Estate Broker....

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